How to Play Set for Life
$20,000 a month for 20 years
About Set for Life
Set for Life draws every night at 8:30 PM AEST — yes, every single night. The top prize is $20,000 a month for 20 years ($4.8 million total), paid monthly instead of as a lump sum. You pick 8 numbers from 1 to 37, plus 2 Life Numbers from 1 to 10. It's a different kind of lottery — steady income rather than one big cheque.
How to Play
Choose 8 numbers from 1 to 37 and 2 Life Numbers from 1 to 10, or use QuickPick. Each game is $1.50. On draw night, 8 winning numbers come from a barrel of 37 and 2 Life Numbers from a barrel of 10. Match all 8 plus both Life Numbers for the top prize. There are 8 prize divisions. Tickets available daily at all outlets and online.
Number Selection
- Select 8 main numbers from 1 to 37
- Select 2 Life Numbers from 1 to 10
Odds and Prize Divisions
Top prize odds are 1 in 38,608,020 (8 numbers + 2 Life Numbers). Second prize — $5,000 a month for a year — is 1 in 4,823,503. Division 3 is 1 in 602,938. Overall, about 1 in 50 entries wins something. The monthly payment structure appeals to people who'd rather have ongoing income than a one-off payout.
| Statistic | Value |
|---|---|
| Division 1 Odds | 1 in 38,608,020 |
| Prize Divisions | 8 |
| Starting Jackpot | $20,000/month for 20 years |
Tips for Playing Set for Life
With draws every night, you get seven chances a week. The Life Numbers come from a smaller pool (1–10), so your picks there carry more weight. System entries can help you cover more Life Number combinations. The $20,000/month structure is worth considering if you prefer steady money over a lump sum.
Where to Buy Set for Life Tickets
Set for Life tickets are available at authorised lottery outlets across Australia, including newsagents and selected retail stores. You can also purchase tickets online through The Lott official website (thelott.com) or via The Lott mobile app. Ticket sales typically close at approximately 7:25 PM AEST on draw nights. For online purchases, you will need to create a free account and be a resident of Australia.
Claiming Set for Life Prizes
Prize claiming procedures vary by state and prize amount. Prizes up to $1,500 can be claimed at any lottery outlet. Larger prizes may need to be claimed at a lottery office or through a bank transfer. If you purchased your ticket online through The Lott, prizes up to $1,500 are automatically deposited into your account. Larger prizes will require identity verification. You typically have up to 6 years from the draw date to claim your prize, depending on the state.